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-Because you pay revenue tax on contributions to a Roth IRA, you'll
-be able to withdraw the amount you have invested
-- before any earnings - tax-free at any time.
-Based on the IRS, in the event you become disabled before age fifty nine ½, the ten % penalty doesn't apply to early withdrawals from
-either conventional or Roth IRAs. For those who leave a conventional IRA to your heirs, they'll
-most probably pay revenue tax on any withdrawals from the
-account, unless a portion of your contributions to the traditional IRA have
-been non-tax-deductible. But if all your contributions had
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